ABOUT US

OUR STORY

The Millennial’s Guide is your go-to guide for everything they didn’t teach you in school. From financial literacy to relationship advice, health insights, and business tips, we’ve got you covered. We are a community of givers – sharing, collaborating, and learning from one another.

We offer relatable, practical, and applicable advice and strategies for all aspects of adulting.

AFTER GRADUATING FROM SCHOOL, LIFE TAKES A QUICK TURN TOWARDS ADULTHOOD, IN ALL ITS WONDERS AND GRIM REALITIES.

As you dive further into your careers and are forced to make bigger decisions, an ugly truth reveals itself – a lot of people aren’t as happy as you once thought.

That is where The Millennial’s Guide comes in – helping you navigate the many areas of your new adult life. These are subjects that were not taught in school but are essential to creating independence and happiness in the long run.

We aim to teach you self-sufficiency, self-reliance, and how to discover the things that truly make you happy, NOT what society tells you should make you happy. We will take you on a journey towards personal growth and self-awareness.

This is a place to ask the hard questions, uncover the actual truths, and decide for yourself what to do with the information. Your destiny is in your hands and your ability to progress relies on you. But don’t worry, we are on this ride right next to you! We are your community.

NOW IS THE TIME TO DISCOVER WHAT MAKES YOU HAPPY AND WHAT DIRECTION YOU WANT FOR YOUR LIFE

The opportunities are endless. It’s time to make some decisions and then get to work.

Join us to begin your journey towards self-discovery and fulfillment. Life has changed dramatically from the time that your parents entered adulthood, and it continues to change day-by-day. The need for a solid community surrounding us has never been more important.

YOU’RE NOT ALONE, TAKE ON THE WORLD WITH US.

VISION

Transitioning from student to work-life can be tough. While we may have learned a lot in school, the “real world” quickly shows us how much we didn’t. Our vision is to provide a community where you have the support and guidance needed to navigate the many areas of adulthood so you can build the grownup life of your childhood dreams.

MISSION

Our mission is to help millennials smoothly navigate their way into adulthood. We strive to help you build the happy, fulfilling, successful adult lives you dreamt about in school. We are here to teach you everything they didn’t – but should have – learned in school. We are not afraid to cover the tough subjects and answer the uncomfortable questions. We are here for you every step of the way.

ABOUT JOSH

josh-profile

Josh Krafchick, is an Independent Financial Adviser and Life Optimization Coach. He is dedicated to helping others reach financial freedom and optimize their life.

He is the founder of 369 Financial LLC, a fee-only Registered Investment Adviser Firm that provides advice and guidance in wealth management, risk management, financial planning, investment coaching, retirement planning, financial planning, and retirement benefits.

Growing up in a divorced household where money was always an issue, Josh set out to overcome his financially restricted upbringing and build his own wealth.

After graduating from Florida State University, he began pursuing a career in financial advising. 

Josh spent years working for several large financial and independent financial institutions and recognized a change was needed in the world of finances. This led him to start his own firm with a focus on services tailored to the unique needs of each individual client and 369 Financial was born.
His road was filled with personal and professional obstacles, from being robbed and losing two friends to suicide, to the usual struggles with starting a business. He does not pretend that life is always easy and is dedicated to sharing his experiences – the good, the bad, and the ugly. 

He created The Millennial’s Guide to help others become fulfilled and financially independent individuals. He knows from firsthand experience that to have both fulfillment and freedom, you need the perfect balance of continued self-growth, strong relationships, a healthy lifestyle, and making smart money moves.